Whether an employer must continue providing health insurance during an employee’s leave of absence depends on the type of leave, the terms of the company’s group health insurance policy, employment contracts, and applicable labour laws and regulations.
In many cases, employees may remain covered under the employer’s group health insurance plan during approved leave. However, the duration of coverage, premium-sharing arrangements, and eligibility conditions can vary based on the policy and the nature of the leave.
Employers should review:
- The terms and conditions of their group health insurance policy.
- Applicable labour and employment laws.
- Internal HR policies regarding employee benefits during leave.
At Centillion Insurance Brokers, we help organizations understand their employee benefits programs and choose group health insurance solutions that align with their workforce needs and regulatory requirements. Our experts can also assist in reviewing policy provisions related to employee coverage during various types of leave.
Disclaimer: This information is provided for general guidance only and should not be considered legal or tax advice. Employers should consult legal, HR, or insurance professionals for advice specific to their circumstances and applicable laws.