How does the anti-concurrent cause clause apply when property damage occurs?

Continuing the discussion about water damage insurance claims, Attorney Edward Beckmann, of Helmuth and Johnson, contributed the following guest posting about his favorite insurance law tongue twister: the anti-concurrent cause clause.

Why Short-Term and Long-Term Disability Insurance Might Be The Second Most Important Employee Benefit You Offer

While dental and vision care are typically the second and third most popular employee benefits after health insurance, employers should look long and hard at short term disability and long term disability insurance as "must haves" in their benefits portfolio.

Date : 12/29/2022  

Leaves of Absence - Do Employers Need to Provide Health Insurance During These Times?

Employees who take qualifying leaves of absence are provided multiple protections by way of the Family and Medical Leave Act (FMLA), the Uniformed Services Employment and Reemployment Act (USERRA), and many state laws.

Self-Funding For Small Business; A Way to Manage Healthcare Costs and Expand Options

The popularity of self-funded group healthcare plans continues to rise. Already immensely popular with large employers, small businesses continue to embrace self-funding as a remarkably effective way to manage costs, navigate changing regulations, and expand medical plan options.

What Do I Need to Share with my Insurance Company After a Fire?

If you’ve experienced a fire at your home, your insurance agent should be among the first people you call after you’re certain everyone in your family is safe. In fact, it’s required in your policy. Here are some tips on how to interact with your insurance company after a fire – and what you should share with them..